Applications are invited for the post of Credit Officer at Bank of India for positions across all over India. All eligible candidates can apply online for the Bank of India Credit Officer Recruitment 2025.Important Note:The eligibility criteria mentioned here are the basic requirements for applying. Candidates must produce relevant original documents along with photocopies to verify identity, category, and eligibility as indicated in the online application form during the interview or any subsequent stage of the recruitment process as required by the Bank.Percentage Calculation:Percentage marks will be determined according to the norms of the respective universities.
Important Dates
| Event | Date / Details |
|---|---|
| Application Start | 20/12/2025 |
| Last Date to Apply Online | 05/01/2026 |
| Last Date to Pay Application Fees | 05/01/2026 |
| How to Fill Form | Watch Video Tutorial |
| Admit Card Release Date | Before Exam |
| Written Exam Date | To Be Updated Soon |
| More Details | Check Official Notification |
Application Fees
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / Other Categories | ₹175 |
Payment Mode:
Candidates can pay the examination fee online only through Debit Card, Credit Card, or Net Banking.
Bank of India Credit Officer 2025: Age Limit
| Post Name | Age Limit | Age Calculation Date | Age Relaxation |
|---|---|---|---|
| Credit Officer (SMGS-IV) | 30–40 Years | 01/11/2025 | As per Government Rules |
| Credit Officer (MMGS-III) | 28–38 Years | 01/11/2025 | As per Government Rules |
| Credit Officer (MMGS-II) | 25–35 Years | 01/11/2025 | As per Government Rules |
Bank of India Credit Officer 2025: Educational Qualification
| Post Name | Scale | Total Posts | Educational Qualification |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | Bachelor’s degree from a recognized university in India + 3 years of relevant experience |
| Credit Officer | MMGS-III | 60 | Bachelor’s degree from a recognized university in India + 5 years of relevant experience |
| Credit Officer | MMGS-II | 418 | Bachelor’s Degree + MBA/PGDBM or any PG Degree OR CA with 8 years of relevant experience |
Vacancy Details
| Scale Name | SC | ST | OBC | EWS | UR | Total Posts |
|---|---|---|---|---|---|---|
| SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | 76 | 37 | 137 | 50 | 214 | 514 |
Selection Process
- Phase 1: Written Examination
- Phase 2: Interview
- Phase 3: Document Verification
- Phase 4: Medical Examination
- Joining Letter
Exam Pattern
- Time Duration: 120 minutes (2 hours)
- Negative Marking: 0.25 marks for each wrong answer
| Subject | Total Questions | Total Marks | Time Duration |
|---|---|---|---|
| English Language | 25 | 25 | 120 minutes |
| Reasoning | 25 | 25 | 120 minutes |
| Quantitative Aptitude | 25 | 25 | 120 minutes |
| Professional Knowledge | 75 | 75 | 120 minutes |
| Total | 150 | 150 | 120 minutes |
General Instructions for Online Application
- Candidates must produce original photo ID proof matching the name on the call letter and submit a photocopy during examination.
- After submitting payment online, do not press back or refresh to avoid double charges.
- Take a printout of the e-receipt and online application form. If not generated, the transaction may not be successful.
- Ensure photographs and signature meet specifications, or the system will not allow you to proceed.
- Upload photograph, signature, left thumb impression, and handwritten declaration as specified.
- Photo must be uploaded in the photo section, and signature in the signature section.
Important Links
| Link Description | Link |
|---|---|
| Apply Online – Bank of India Credit Officer 2025 | Click Here |
| Registration / Login | Click Here |
| How to Fill Online Form – Watch Video | Click Here |
| Download Notification | Click Here |
| Official Website | Click Here |
Frequently Asked Questions
What is the total number of vacancies for Credit Officer 2025
There are 514 vacancies across India for different scales SMGS-IV MMGS-III and MMGS-II
How can I apply for Bank of India Credit Officer 2025
Eligible candidates can apply online through the official Bank of India website
What is the application fee for different categories
General OBC EWS candidates need to pay ₹850 SC ST and other categories ₹175
What is the age limit for Credit Officer posts
Age limit varies by scale SMGS-IV 30-40 years MMGS-III 28-38 years MMGS-II 25-35 years Age is calculated as on 01/11/2025 and relaxation is as per government rules
What are the educational qualifications required
SMGS-IV requires bachelor’s degree + 3 years experience MMGS-III bachelor’s degree + 5 years experience MMGS-II bachelor’s degree + MBA/PGDBM/PG degree OR CA + 8 years experience
Conclusion
Bank of India Credit Officer Recruitment 2025 offers an excellent opportunity for eligible candidates to secure a prestigious position in one of India’s leading banks. With 514 vacancies available across multiple scales, the recruitment process provides a transparent and merit-based selection through written examination, interview, and document verification. Interested candidates should ensure they meet the eligibility criteria, carefully complete the online application, and submit all required documents. Don’t miss the chance to advance your banking career – apply online now and take the first step toward joining Bank of India as a Credit Officer.